Photo by Bermix Studio on Unsplash

Patients treated for COVID-19 who decide to change insurance coverage are now experiencing unexpected costs. . 

Although many insurance companies and employers agreed to pay for out-of-pocket treatments dealing with COVID-19 issues, a Minnesota healthcare advocacy group is warning people that may no longer be the case. 

“Depending on what insurance you have, what you have to pay if you get sick, could vary a great deal,” said Jon Hess, CEO of Athos Health. 

RELATED: As COVID-19 Cases and Deaths Decline, CDC Director Warns of Lifting Lockdowns

For Minnesota residents COVID-19 coverage will stop on June 30 for   carriers such as: Blue Cross Blue Shield, PrefferedOne, Medica and HealthPartners’. 

Hess said residents with those carriers will now need to pay out-of-pocket.

“I don’t want people to think, ‘Oh my gosh, I’m going to end up with a million-dollar bill for COVID treatment.’ You shouldn’t, but you’re going to have to pay your out-of-pocket: your deductible, your co-insurance, your co-pay,” said Hess.

Hess said that the Affordable Care Act cap is at about $17,100. He advises  citizens to check if they qualify for a Health Savings Account. 

“Maximize that out if you can and you can put even more money into it this year to save dollars and lower that tax bill.”

If there is another surge of COVID-19 cases, Hess is hopeful that employers will extend the full COVID-19 coverage. 

“We could end up in a situation where we start to see an uptick in hospitalizations right at the time when people’s coverage is ramping down,” warned Hess who says carriers and employers can change their mind at will. 

“Since there’s no government or state ruling, we’ve left it to individual insurers and employers to make decisions on how long they want to cover it.”

Written ByLevon Satamian

How Nonpartisan Was This Article?

Show us on the slider what kind of bias, if any, you thought the author had. Why are we asking?

Liberal Center Conservative

Thank you for Voting!

Your input is helping other readers identify bias and helping them break through their ideological "bubble"!

Leave a Reply

Your email address will not be published. Required fields are marked *